TERMS & CONDITIONS
Last Updated: June 2026
These Terms & Conditions ("Terms") govern your use of the EDGE Credit System website, programs, services, memberships, educational materials, consultations, and related offerings.
By accessing this website or purchasing any service, you agree to be bound by these Terms.
If you do not agree with these Terms, please discontinue use of this website and our services.
1. COMPANY INFORMATION
EDGE Credit System ("Company," "EDGE," "we," "our," or "us") provides educational, consulting, coaching, and advisory services related to credit education, financial literacy, business credit, funding readiness, and credit profile management.
2. ELIGIBILITY
You must be at least eighteen (18) years of age to purchase services or access membership programs.
By using this website, you represent that you have the legal capacity to enter into binding agreements.
3. SERVICES PROVIDED
EDGE Credit System may offer:
- Credit Strategy Audits
- Credit Consulting
- Financial Literacy Training
- Wealth Club Membership Programs
- Business Credit Education
- Business Credit Consulting
- Funding Readiness Education
- Educational Courses
- Coaching Programs
- Workshops
- Digital Resources
- Credit Report Review Services
- Credit Correction Support
Services may be modified, expanded, suspended, or discontinued at any time.
4. NO GUARANTEE OF RESULTS
EDGE Credit System does not guarantee:
- Credit score increases
- Tradeline removals
- Account deletions
- Credit report changes
- Mortgage approvals
- Loan approvals
- Credit card approvals
- Business funding approvals
- Business credit approvals
- Income increases
- Financial outcomes
Every individual's circumstances are unique, and results vary.
5. EDUCATIONAL PURPOSES ONLY
All information provided by EDGE Credit System is intended for educational and informational purposes only.
Nothing on this website or within our services constitutes:
- Legal advice
- Tax advice
- Accounting advice
- Investment advice
- Financial planning advice
- Lending advice
Clients should seek guidance from qualified professionals regarding their specific situations.
6. PAYMENT TERMS
Payment is due according to the terms presented at the time of purchase.
EDGE Credit System may offer:
- One-time payments
- Installment plans
- Recurring subscriptions
- Membership billing
Failure to make required payments may result in suspension or termination of services.
7. RECURRING MEMBERSHIPS
Certain programs may operate on a recurring subscription basis.
By enrolling in a recurring membership, you authorize EDGE Credit System to charge your selected payment method on a recurring basis until canceled.
Membership terms, pricing, and benefits may be updated periodically.
9. REFUND POLICY
Due to the nature of consulting, coaching, educational, and advisory services, refunds are generally not provided after:
- Services have been delivered
- Consultations have occurred
- Membership access has been granted
- Digital materials have been accessed
- Educational resources have been provided
Refund requests may be reviewed on a case-by-case basis at the sole discretion of EDGE Credit System.
10. CREDIT CORRECTION SERVICES
EDGE Credit System may provide assistance related to reviewing credit reports and identifying potentially inaccurate, incomplete, outdated, or unverifiable information.
EDGE Credit System does not guarantee:
- Deletions
- Corrections
- Score increases
- Reporting changes
All decisions regarding reported information are made by third-party credit reporting agencies, furnishers, creditors, lenders, and government agencies.
Additional agreements and disclosures may apply to certain credit correction services.
11. INTELLECTUAL PROPERTY
All content on this website is owned by EDGE Credit System unless otherwise stated.
This includes:
- Text
- Graphics
- Logos
- Videos
- Downloads
- Educational materials
- Courses
- Frameworks
- Worksheets
- Training materials
No content may be copied, reproduced, distributed, sold, modified, or republished without written permission.
13. THIRD-PARTY SERVICES
EDGE Credit System may recommend or provide access to third-party products, services, software, lenders, affiliates, educational resources, or business partners.
We are not responsible for:
- Third-party decisions
- Third-party services
- Third-party websites
- Third-party products
Any relationship with a third party is solely between you and that provider.
14. LIMITATION OF LIABILITY
To the fullest extent permitted by law, EDGE Credit System shall not be liable for any direct, indirect, incidental, consequential, special, or punitive damages arising from:
- Website use
- Service use
- Membership participation
- Credit decisions
- Lending decisions
- Business decisions
- Financial outcomes
Your use of our services is at your own risk.
20. CONTACT INFORMATION
EDGE Credit System
Website: edgecreditsystem.com
Email: office@edgecreditsystem.net