PRIVACY POLICY

Last Updated: June 2026

EDGE Credit System ("EDGE Credit System," "Company," "we," "our," or "us") respects your privacy and is committed to protecting the personal information you provide through our website, services, membership programs, consultations, educational resources, and related offerings.

This Privacy Policy explains how we collect, use, disclose, and protect your information.

By accessing our website or using our services, you consent to the practices described in this Privacy Policy.

1. INFORMATION WE COLLECT

We may collect information directly from you when you:

Visit our website
Complete a contact form
Schedule a consultation
Join a membership program
Purchase products or services
Subscribe to email communications
Participate in coaching or consulting programs
Submit documents for review
Contact customer support

Information collected may include:

Personal Information

Name
Email address
Phone number
Mailing address
Date of birth
Business information

Financial and Credit-Related Information

When necessary to provide requested services, we may collect information related to:

Credit reports
Credit scores
Debt obligations
Financial goals
Business credit information
Supporting documentation

We only collect information reasonably necessary to provide services requested by you.

Technical Information

We may automatically collect:

IP address
Browser type
Device information
Operating system
Website activity
Referral sources
Cookies and tracking information

2. HOW WE USE YOUR INFORMATION

We may use information collected to:

Provide requested services
Schedule consultations
Deliver educational materials
Process payments
Manage memberships
Respond to inquiries
Improve website functionality
Personalize user experiences
Send service-related communications
Send marketing communications (where permitted)
Comply with legal obligations
Prevent fraud or unauthorized activity

3. EMAIL COMMUNICATIONS

By submitting your information through our website, you may receive:

Appointment confirmations
Service-related notifications
Membership updates
Educational content
Marketing communications
Newsletters
Promotional offers

You may unsubscribe from marketing emails at any time by using the unsubscribe link contained within the email.

Operational and transactional communications may still be sent when necessary.

4. PAYMENT INFORMATION

Payments may be processed through third-party payment processors.

EDGE Credit System does not store full payment card information on its servers.

Payment information is handled according to the privacy and security practices of the applicable payment processor.

5. CREDIT AND FINANCIAL INFORMATION

If you provide credit-related, financial, or business information in connection with consulting or advisory services:

Information will be used solely for providing requested services.
Information will not be sold.
Information will be maintained using commercially reasonable safeguards.
Access will be limited to authorized personnel and service providers with a legitimate business need.

6. COOKIES AND TRACKING TECHNOLOGIES

Our website may use:

Cookies
Analytics tools
Pixels
Tracking technologies
Advertising technologies

These tools help us:

Understand website usage
Improve user experience
Measure marketing effectiveness
Deliver relevant content

You may adjust browser settings to refuse cookies; however, some website features may not function properly.

7. THIRD-PARTY SERVICES

We may utilize third-party providers including:

Payment processors
Scheduling platforms
Email marketing providers
CRM systems
Membership software
Analytics services
Website hosting providers

These providers may receive information necessary to perform services on our behalf.

Examples may include:

Stripe
PayPal
Calendly
Zoom
FluentCRM
Google Analytics
Other service providers used by EDGE Credit System

We are not responsible for the privacy practices of third-party providers.

8. INFORMATION SHARING

EDGE Credit System does not sell personal information.

We may share information only when:

Necessary to provide services
Required by law
Necessary to enforce agreements
Necessary to protect legal rights
Necessary to prevent fraud or security threats
Requested or authorized by you

9. DATA SECURITY

We implement reasonable administrative, technical, and physical safeguards designed to protect personal information.

However, no method of electronic transmission or storage is completely secure.

Accordingly, we cannot guarantee absolute security.

10. DATA RETENTION

We retain information only for as long as reasonably necessary to:

Provide services
Fulfill contractual obligations
Comply with legal requirements
Resolve disputes
Enforce agreements

Information may be securely deleted when no longer required.

11. CHILDREN'S PRIVACY

EDGE Credit System does not knowingly collect information from children under the age of 13.

If we become aware that information from a child has been collected without parental consent, we will take appropriate steps to delete such information.

12. CALIFORNIA PRIVACY RIGHTS

California residents may have additional rights under applicable privacy laws, including the right to:

Request access to certain personal information
Request correction of inaccurate information
Request deletion of personal information (subject to exceptions)
Request information regarding certain disclosures

Requests may be submitted using the contact information below.

13. INTERNATIONAL USERS

Our services are intended primarily for users located within the United States.

If you access our website from outside the United States, you acknowledge that your information may be transferred to and processed within the United States.

14. CHANGES TO THIS PRIVACY POLICY

EDGE Credit System reserves the right to modify this Privacy Policy at any time.

Updates will be posted on this page with an updated effective date.

Continued use of our website or services after updates are posted constitutes acceptance of the revised Privacy Policy.

15. CONTACT INFORMATION

If you have questions regarding this Privacy Policy, please contact:

EDGE Credit System
Email: office@edgecreditsystem.net
Website: edgecreditsystem.com